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ATM's and cash machines in Europe

  Topic » Tour and Travel Tips For World » Travel Tips For Europe
Post By : Rainrays At 0000-00-00 00:00:00

Currency Conversion and Exchange Rates
-> Exchange rates is vary from minute to minute depending on world markets.
-> Your Tour Manager will be able to recommend some good place to make exchanges in the local area, otherwise banks generally have competitive exchange rates.
-> Many exchange outlets offer ‘no commission’ exchange but the actual rate that they exchange at is not in your favor.
-> When exchanging cash or travellers cheques it’s best to check the rate and commission before making the exchange.

ATM's and cash machines - Europe
-> In Europe ATM’s and cash machines are widely available. In Europe, Cash machines dispense cash in the local currency of the country that you are making the withdrawal in it.
-> In Europe ATM’s are widely available throughout most places. it’s a good idea to carry around a cash float or a travellers cheque
-> Make sure to let your bank know you are travelling so they don’t put a hold your account thinking it was hacked into or stolen.
-> If you get rejected by a cash machine at first attemp, don’t use it a second time as often European cash machines will swallow your card on the second attempt.
->  Usually its best to carry at least 50€ (as well as some local currency if you are in a country that does not accept the Euro) as a backup in case you cannot get access to a cash machine.

Travellers cheques in Europe
Travelers cheques is the best way to carry cash as if you loose them they can be replaced.

-> If you choose to use the travelers cheques then you use the
    Euro for European tours
    Pounds Sterling for tours through Great Britain.
    US Dollar travelers cheques are sometimes accepted and exchangeable however other currencies such as Canadian, New Zealand Dollars, Australian, Rand, etc, are often difficult to exchange.

-> Internationally recognized cheques from a company such as
1. Thomas Cook (official site),
2. American Express (official site)
3. Travelex (official site)
are highly recommended as are small denomination cheques (10’s, 20’s and 50’s)

-> You always have a copy of your travelers cheque numbers, leave one copy at home and carry another copy separate to the cheques. It will help in case of loss or theft.

Credit Cards
Generally credit cards and other bank issued cards are most reliable way to access money overseas. In some area of Europe cash machines may be unavailable or out of service.

-> Credit cards are accepted in many places in Europe. Generally cash and travellers cheques are more reliable.
-> You also used the Visa and Mastercard, that are most widely accepted and useful types of credit card.
-> You alos store your credit card details along with copies of your passport, travel documents and other important documents.
Credit Card Checklist
-> Check the expiry date of your card to be sure it does not expire while you are away.
-> Check that you have received your credit card back after it has been charged.
-> Ensure you have a P.I.N. access number for your credit card to go along with your signature.
-> Check the total amount being charged on your sales voucher before you sign it.
-> Retain all copies of your receipts so that you can verify them against your statements.
-> Ensure that your card is kept in view at all times when paying for goods and services.
-> Carry your cards on your person and in your carry on luggage.
-> Never leave cards unattended in hotel rooms or any other place.
-> Report any loss or theft of your cards immediately.

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