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Money Matters In India

  Topic » Tour and Travel Tips For World » Travel Tips For India
Post By : Rainrays At 0000-00-00 00:00:00

Official currency of India : Indian currency is known as rupee. Indian money (rupee) comes in the form  of Re 1, Rs 2, Rs 5, Rs 10, Rs 20, Rs 50, Rs 100, Rs 500 and Rs 1000. One rupee consists of a 100 paise. Paise are in denominations of 10p, 25p and 50p. Now a day these paise are rarely used. Coins are available for Re1, Rs 2 and Rs 5.

Exchanging Money in India:
1. It is advisable for you that change a substantial amount at one time because changing money in India can be a tedious and cumbersome process.
2. Travelers' cheques are not accepted at each and every bank. It is even difficult to change currency other than dollars or pound sterling.
3. For exchanging money you always approach a certified and recognized bureau. Exchanging any place else is not only illegal, you also run the risk of getting fake currency.
4. You can get your currency exchanged at the airport itself also. Moneychangers at airports are open 24 hours.
5. Save all exchange receipts (encashment certificates) as it may be required if you want to apply for visa extensions, or while going back.

Money Safety
During your traveling, you should be sure that you are carrying your money safely.

-> Do not carry all your money at once when traveling. Sort out some amount for daily expense and keep the rest in your hotel room secure in your suitcase.
-> Buy pouches that can be fastened with an attached belt to your waist and can also be worn under clothing. This is the most popular and safest way to carry money safely.
-> Your always aware about you money and other valuable documents like ATM cards, passports and credit cards also in the pouch, hidden from others.
-> Be alert as you would be in your own country while traveling in crowded areas. Be wary of unwanted hands trying to grab something out of your backpack.
-> Never keep money loosely in your pocket. You are only making the job easier for the pick pockets who wait for such opportunities.

Credit Cards
Generally credit cards and other bank issued cards are most reliable way to access money overseas.

-> Credit cards are accepted in many places in India. Generally cash and travellers cheques are more reliable.
-> You also used the Visa and Mastercard, that are most widely accepted and useful types of credit card.
-> You alos store your credit card details along with copies of your passport, travel documents and other important documents.
   
Credit Card Checklist
-> Check the expiry date of your card to be sure it does not expire while you are away.
-> Check that you have received your credit card back after it has been charged.
-> Ensure you have a P.I.N. access number for your credit card to go along with your signature.
-> Check the total amount being charged on your sales voucher before you sign it.
-> Retain all copies of your receipts so that you can verify them against your statements.
-> Ensure that your card is kept in view at all times when paying for goods and services.
-> Carry your cards on your person and in your carry on luggage.
-> Never leave cards unattended in hotel rooms or any other place.
-> Report any loss or theft of your cards immediately.




Travel Insurance in India

We highly recommends having a travel insurance policy that covers: 1. Cancellation and Curtailment 2. Loss of and/or damage to luggage 3. Medical insurance 4. Loss of money (cash), travellers cheques or personal belongings If you are participating in winter sports than your travel insurance covers this also. If you are bringing along expensive items such as jewelry or photographic equipment, check the value per item is covered by your travel insurance. If the coverage for these ite..

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