Travel Insurance for Russia : In Russia , most travel agencies offer their clients Travel Agencies' Liability Insurance.
We highly recommends having a travel insurance policy that covers:
-> Loss of and/or damage to luggage
-> Cancellation and Curtailment
-> Loss of money (cash), travellers cheques or personal belongings
-> Medical insurance
If you are participating in winter sports than your travel insurance covers this also. If you are bringing along expensive items such as jewelry or photographic equipment, check the value per item is covered by your travel insurance. If the coverage for these items is minimal you may wish to take out extra coverage on these items.
The Insurance Coverage
-> Other compensation agreed upon between the travel agency and the insurance company.
-> Tourists' casualty (injury or death)
-> Expenses related to the tourists' death and repatriating the body.
-> Legal costs incurred disputing the fault of travel agency
-> Related expenses for medical treatment and related transportation fee
-> Loss, damage, and theft of tourists' belongings